Privacy Policy

Credit Dogma PRIVACY POLICY
1. INFORMATION WE COLLECT
We may collect:
•	Personal Information: Name, address, phone number, email.
•	Financial Information: Credit scores, reports, payment history.
•	Usage Data: IP address, browsing behavior, cookies.
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2. HOW WE USE YOUR INFORMATION
We use your information to:
•	Provide credit management services.
•	Improve our website and offerings.
•	Communicate with you about your account.
•	Comply with legal and regulatory requirements.
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3. HOW WE SHARE INFORMATION
We do not sell your personal information. We may share it with:
•	Third-party service providers (credit monitoring vendors, data processors).
•	Regulatory authorities, if required by law.
•	Business partners, with your consent.
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4. DATA SECURITY
We implement security measures to protect your data, but we cannot guarantee absolute security. Users are responsible for keeping their login credentials safe.
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5. YOUR RIGHTS UNDER CCPA
California residents may:
•	Request access to their personal data.
•	Ask for corrections or deletion of personal information.
•	Opt out of data sharing with third parties.
To make a request, email us at admin@creditdogma.com.
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6. DATA RETENTION POLICY
We retain personal information only as long as necessary to fulfill services and legal requirements.
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7. UPDATES TO THIS POLICY
We may update this policy from time to time. Continued use of our services constitutes acceptance of these changes.