Terms of Use

TERMS OF USE
Effective 2025
Welcome to Credit Dogma. These Terms of Use govern your use of our website and services. By accessing or using this site or our services, you agree to abide by these Terms. If you do not agree, do not use our website or services.
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1. ACCEPTANCE OF TERMS
By using this website and service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.
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2. SERVICES OFFERED
Credit Dogma offers credit management services, including but not limited to:
•	Credit score analysis and financial education
•	Budgeting assistance
•	Debt management advisement
•	Identity theft guidance (if included in a credit management plan)
Credit Dogma does not provide credit repair services and does not guarantee credit score improvement.
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3. ELIGIBILITY TO USE SERVICES
By using this website, you affirm that:
•	You are at least 18 years old.
•	You provide truthful and accurate information when required.
•	You understand that [Company Name] does not offer legal or financial guarantees.
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4. LIMITATIONS OF LIABILITY
Credit Dogma is not responsible for:
•	Errors in credit reporting by third parties.
•	Any financial decisions made based on the use of our services.
•	Any damages arising from the inability to use this site or service interruptions.
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5. USER OBLIGATIONS
By using our services, you agree not to:
•	Misuse or attempt unauthorized access to our system.
•	Share false or misleading information.
•	Copy, modify, or distribute website content without permission.
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6. TERMINATION OF SERVICES
We reserve the right to terminate access to our website and services for violations of these Terms.
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7. GOVERNING LAW
These Terms are governed by the laws of California. Any disputes will be resolved through binding arbitration.
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8. CONTACT INFORMATION
For any questions, contact us at:
📧admin@creditdogma.com
📍30423 Canwood St., Suite 112, Agoura Hills, CA 91301
📞888.726.7304